Kasasa Cash

Kasasa Cash

Free Checking That Pays You The 2.25% APY* You Deserve (In Cash)

Kasasa Cash is a free high-interest checking account that puts 2.25% APY* right in your pocket. After all, it's your cash so you should benefit the most from it. No short-term. Just you getting the most for your money, every month. Do you Kasasa?


Kasasa Cash is perfect for you if you want:

  • Free checking that gives you extra cash each month
  • No minimum balance to earn rewards
  • **Nationwide ATM fee refunds
  • Free online banking

To get 2.25% APY* do the following each month:

  • Have a minimum of 10 debit card purchases post and settle
  • Have 1 automatic payment or direct deposit transfer post and settle
  • Have a valid email address on file to receive electronic statements

If you miss a month, don't worry!

You will still enjoy free checking and there's no penalty for not qualifying in a given month. Plus you get a base 0.05% APY* and you get right back to making 2.25% APY* and enjoying ATM refunds the next month you qualify.

We're here to serve Arkansas, and the best way we know how is to pay you back with a high-interest account that's absolutely free. Sign up today.

*APY=Annual Percentage Yield. See below for full details.

Account is only available to residents of Arkansas.

*APY=Annual Percentage Yield. APYs accurate as of 05/15/2013. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 2.25% - 0.43% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $20,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $20,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $20,000, resulting in 1.00% - 0.38% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Transfers between accounts do not count as qualifying transactions.

Statement cycle is the 2nd Tuesday of Every Month.