Kasasa Saver is perfect for you if you:

• Choose Kasasa Cash as your free checking account (whether you already have it or want to open both today)
• Want two high-interest accounts (Kasasa Cash and Kasasa Saver) both working hard to help you save
• No minimum balance to earn rewards
• Nationwide ATM fee refunds (automatically deposited into your Saver account)

To easily grow your savings with 3.00% APY* from Kasasa Cash & 1.25% APY* from Kasasa Saver do the following each month:

• Have a minimum of 10 debit card purchases post and clear
• Have 1 automatic payment or direct deposit transfer post and clear
• Have a valid email address on file to receive electronic statements

If you miss a month, don't worry!

There's no penalty for not qualifying in a given month and the accounts are still free. Plus you'll still earn a base rate of 0.05% APY* on your checking which will be automatically deposited into your Saver account which will still earn a base 0.05% APY*. You can get right back to making 3.00% APY* on your free checking account, 1.25%APY* on your free saver account and enjoying ATM fee refunds the next month you qualify.

We're here to serve the people of Little Rock and help make saving easier than ever with some of the best rates anywhere. Build your savings today.

*APY=Annual Percentage Yield. See "More Information" tab above for full details.

Account is only available to residents of Arkansas.

*Minimum to open account is $100 for Kasasa Cash and $100 for Kasasa Saver. Annual Percentage Yield (APY) accurate as of 8/10/11. Kasasa Cash rate tiers are as follows: 3.00% APY applies to balances of $0.01 - $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met during monthly qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 3.00% APY – 0.25% APY if qualifications are met. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Kasasa Saver rate tiers are as follows: 1.25% APY applies to balances of $0.01- $30,000 and 0.50% APY applies to balances over $30,000 if qualifications are met during monthly qualification cycle on Kasasa Cash. 0.05% APY applies to all balances if qualifications are not met on Kasasa Cash. All balances will earn 1.25% APY – 0.50% APY if qualifications are met on Kasasa Cash. Qualifying transactions must post and clear Kasasa Cash during monthly qualification cycle. Transactions may take one or more banking days from transaction date to post to an account. Intra-bank transfers do not count as qualifying transactions. Rates may change after account is opened. Fees may reduce earnings. ATM Fee refunds (Kasasa Cash account only) provided only if qualifications are met within monthly qualification cycle.