Who better to help your business succeed than people from your own community? Partner with us for relationship-based financing.
Key Features
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Competitive Rates
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Flexible Terms
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Local Decision-Making
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Personal Service
Business Term Loans
- Competitive rates for a wide range of business expenses:
- Working capital
- Equipment
- Machinery
- Inventory
- Facility improvements
- And more
- Repayment terms customized to fit your business's unique needs
- Local decision-making and processing in the Central Arkansas area
- Attentive, personalized service from start to finish
Operating Lines of Credit
- Competitive rates for a wide range of long-term or seasonal business needs:
- Seasonal fluctuations
- Inventory
- Capitalize on trade discounts
- Working capital
- Ongoing updates
- And more
- Provides greater financial flexibility
- Repayment customized based on your business’s unique needs
- Funds available right as you need them; apply once then use again as needed thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Only pay interest on the part that's used
- Funds are easily accessible via bank request
- Local decision-making and processing in the Central Arkansas area
- Attentive, personalized service from start to finish
Equipment Loans
- Competitive rates for new or used equipment
- Customized terms, designed around your business's unique needs
- Meet needs without cutting into working capital or savings
- Stay ahead of the competition
- Avoid lapsed periods in production and outdated equipment
- Local decision-making and processing in the Central Arkansas area
- Attentive, personalized service from start to finish
Commercial Real Estate Loans
- Competitive rates for the purchase, refinance, or construction of commercial properties
- Available for owner-occupied or investment properties
- Repayment terms customized to fit your business's unique needs
- Lending professionals with working knowledge of the local real estate market
- Local decision-making and processing in the Central Arkansas area
- Attentive, personalized service from start to finish